Subjects
53 Ciencias económicas
5311 Organización y dirección de empresas
531102 Gestión financiera
5306 Economía del cambio tecnológico
530602 Innovación tecnológica
La Inteligencia artificial en las finanzas y su enfoque en el desarrollo y aplicación de los Robo-Advisors
Abstract
El presente Trabajo de Fin de Grado se fundamenta en el estudio de cómo la Inteligencia Artificial resulta de aplicación en el ámbito financiero, concretamente en el área de la asesoría financiera.
A través de los Robo-Advisors, numerosas empresas se están adentrando en el campo de la asesoría automatizada, por lo que a través del presente trabajo se intentará investigar, comparar y aclarar todos los aspectos que rodean a esta innovadora manera de ofrecer servicios de asesoría financiera.
Se realizará un estudio completo de la naturaleza de este tipo de servicios, desde sus orígenes hasta las perspectivas de futuro de los mismos, pasando por un estudio comparado de la aplicación de los Robo-Advisors a nivel internacional y por la regulación jurídica tanto de los mismos como de los distintos productos financieros que estos ofrecen. También se realizará un análisis de las perspectivas de futuro de este tipo de servicios, así como los distintos obstáculos a los que se deberán enfrentar a fin de garantizar su sostenibilidad en el largo plazo.
This thesis will mainly focus in how Artificial Intelligence can be applied in the financial field, specifically in the financial consultancy area. Through Robo-Advisors, many companies are venturing into the field of automated consulting, so the present work will try to investigate, compare and clarify all the aspects surrounding this innovative way of offering financial advisory services. A complete study of the nature of this type of service will be carried out, from its origins to its future perspectives, including a comparative study of the application of Robo-Advisors at an international level and the legal regulation of both them and the different financial products they offer. An analysis will also be made regarding the future prospects of this type of service, as well as the various obstacles that will have to be faced in order to ensure its sustainability in the long term.
This thesis will mainly focus in how Artificial Intelligence can be applied in the financial field, specifically in the financial consultancy area. Through Robo-Advisors, many companies are venturing into the field of automated consulting, so the present work will try to investigate, compare and clarify all the aspects surrounding this innovative way of offering financial advisory services. A complete study of the nature of this type of service will be carried out, from its origins to its future perspectives, including a comparative study of the application of Robo-Advisors at an international level and the legal regulation of both them and the different financial products they offer. An analysis will also be made regarding the future prospects of this type of service, as well as the various obstacles that will have to be faced in order to ensure its sustainability in the long term.
Información detallada
Materias, derechos, colecciones e identificadores
Keywords
K2N, Robo-Advisors; Asesoría financiera; Vehículos de inversión; Inteligencia Artificial; Gestión de activos., Robo-Advisors; Financial Advisory; Investment Vehicles; Artificial Intelligence; Asset Management
URI / Handle
http://hdl.handle.net/11531/40628Rights
Attribution-NonCommercial-NoDerivs 3.0 United States